The hurricanes that hit South Florida in 2004 and 2005 caused extensive damage to the common elements of many condominium / homeowner association properties. Despite paying enormous premiums and thinking that their insurer would help in their time of need, many associations were further victimized by their own insurance company. Low-ball settlement offers and long delays in paying became common practices with many insurers.

The Law Office of Eric H. Luckman, P.A., has extensive experience in handling insurance claims, and can assist with any insurance issues facing your association. If an insurer denies coverage to an insured, or fails to honor a claim in full, Florida law allows the insured to recover attorney's fees if a lawsuit is successfully brought against the insurer. Thus, even if the amount in dispute is rather modest, a lawyer who is successful in helping an insured can recover their fee from the insurer for the time spent assisting the insured.

In addition to representing associations in insurance claims, our firm also represents condominium owners and homeowners who have been damaged because of acts or omissions of their association. These claims generally involve the association's failure to maintain the common areas, such as the roof, windows or a plumbing system, causing damage to the interior of the resident's home. These cases are generally handled on a contingency fee basis, and attorney's fees can often be recovered from the association.

Please feel free to call me to discuss your case. The initial consultation is free, and you will speak directly with me, Eric Luckman, about your claim and your rights.